Buy Now, Pay Later Options – Afterpay and Shop Pay Installments

Afterpay

What is Afterpay?
Afterpay (Cash App Afterpay) lets you split your purchase into 4 interest-free payments, paid every two weeks.

How it works:

  • Shop and add your favorite items to your cart.
  • Select Afterpay at checkout to apply or log into your Afterpay account.
  • Pay the first installment today.
  • Remaining payments are automatically deducted from your debit or credit card every two weeks.

Eligibility & Fees:

  • No interest when payments are on time and paid within your four agreed payments.
  • Late fees may apply if a payment is missed.
  • Available to U.S. customers over 18 years old (or the age of majority in your state).

Learn More:
Visit Afterpay’s website for full terms, conditions, and FAQs.

Shop Pay Installments

What is Shop Pay Installments?
Shop Pay Installments lets eligible customers pay for orders in smaller increments over time. It’s powered and serviced by Affirm and available on select order amounts.

How it works:

  1. Shop and add items to your cart.
  2. Choose Shop Pay Installments at checkout.
  3. Apply for a payment plan through Affirm.
  4. If approved, your purchase will be split into a payment plan shown at checkout, either biweekly or monthly (interest rates shown at checkout)
  5. Depending on your plan, a down payment may be required at checkout.

Payment and Early Payoff:

  • Payments are made to Affirm.
  • You can pay off your balance early anytime with no penalties, which can reduce interest if your plan has it.

Eligibility & Approval:

  • Approval decisions are made by Affirm.
  • A soft credit check is required for monthly plans but will not affect your credit score.

Questions About Payments?
Shop does not have access to your loan details. For questions about payments or eligibility, contact Affirm directly.

Learn More:
Visit Shop Pay Installments’ webpage or Shop's Help Home Page for more information.

Important Note and Disclaimer

Afterpay and Shop Pay Installments are independent payment services that offer buy now, pay later options directly to you. Alder and Alouette does not provide or service these payment plans.

Approval decisions, payment schedules, terms, conditions, and any fees are determined solely by Afterpay or Affirm (the provider of Shop Pay Installments), and we do not have access to your payment account information.

Using these payment plans does not change our standard Shipping Policy or Returns and Refunds Policy. Please review each provider’s terms and conditions carefully before choosing your payment plan. All questions about payments, approvals, late fees, or loan details should be directed to Afterpay or Affirm.